At Midwest Fidelity Services, we believe successful debt recovery isn’t just about collecting payments — it’s about maintaining trust, preserving relationships, and treating every individual with dignity. The way we see it, collections done right help both sides: businesses recover what they’re owed, and consumers find a clear, fair path toward resolution. Here’s how [...]
In today’s complex financial ecosystem, access to credit plays a pivotal role in economic participation and mobility. While prime borrowers often have a variety of financing options at their fingertips—ranging from low-interest credit cards to personal loans from traditional banks – subprime borrowers which make up a significant segment of the population remain underserved. [...]
In today’s digital-first world, the way businesses reach consumers has fundamentally shifted. Traditional outreach methods—once dominated by phone calls and mailed letters—are steadily being replaced or supplemented by more automated, data-driven, and digital channels. This evolution isn't just a matter of convenience; it’s a response to changing consumer behavior, shifting preferences, and increasing digital [...]
In the past, a delinquent account reported to the credit bureaus could significantly lower a consumer’s credit score and impact their ability to borrow. However, in recent years, the effectiveness of credit reporting has certainly shifted. This shift is in part due to changes in credit scoring models, the rise of alternative credit lending [...]
For any reputable collection agency, compliance shouldn’t be just a requirement, but rather an integral part of the day-to-day operations. Because of the highly litigious, highly regulated industry, failure to build an agency with compliance at the forefront can lead to consequences such as fines and lawsuits with the most serious consequence being damage [...]
