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The Need for Subprime Short-Term and Installment Lending Products
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The Need for Subprime Short-Term and Installment Lending Products

The Need for Subprime Short-Term and Installment Lending Products

Troy Funk2025-04-16T15:42:37+00:00

In today’s complex financial ecosystem, access to credit plays a pivotal role in economic participation and mobility. While prime borrowers often have a variety of financing options at their fingertips—ranging from low-interest credit cards to personal loans from traditional banks – subprime borrowers which make up a significant segment of the population remain underserved. [...]

The Need for Subprime Short-Term and Installment Lending ProductsTroy Funk2025-04-16T15:42:37+00:00

Ghosted by the Consumer: How Digital Habits Are Redefining Communication
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Ghosted by the Consumer: How Digital Habits Are Redefining Communication

Ghosted by the Consumer: How Digital Habits Are Redefining Communication

Troy Funk2025-04-10T15:30:37+00:00

In today’s digital-first world, the way businesses reach consumers has fundamentally shifted. Traditional outreach methods—once dominated by phone calls and mailed letters—are steadily being replaced or supplemented by more automated, data-driven, and digital channels. This evolution isn't just a matter of convenience; it’s a response to changing consumer behavior, shifting preferences, and increasing digital [...]

Ghosted by the Consumer: How Digital Habits Are Redefining CommunicationTroy Funk2025-04-10T15:30:37+00:00